Investigation of title — SQE1 Property question
A worked single-best-answer question on investigation of title, with why each wrong option is wrong — the way SQE1 traps candidates.
Your firm acts for Nadia, who is buying Larch Cottage, a freehold house with unregistered title, from Owen. The seller's solicitor has sent an epitome of title containing: a 1984 conveyance on sale from Quentin to Rhys; a 2001 conveyance on sale from Rhys to Sian, which describes the property by reference to a plan and contains nothing casting doubt on the title; and a 2015 conveyance on sale from Sian to Owen. There is no voluntary disposition in the chain. Nadia's purchase is taking place this year.
Which document should Nadia's solicitor accept as a good root of title?
- AThe 2015 conveyance on sale, because the most recent conveyance on sale is always the root of title.
- BThe 2001 conveyance on sale, because it is at least 15 years old, deals with the whole legal and equitable interest and casts no doubt on the title.
- CThe 1984 conveyance on sale, because a root of title must be at least 30 years old.
- DNo root is needed, because the buyer is entitled only to the seller's own conveyance and an official search of the index map.
- EThe title must be traced back to the original Crown grant, because unregistered titles have no statutory root period.
Show answer and reasoning
Rule: A buyer of unregistered land is entitled to title starting from a good root of title at least 15 years old, ideally a conveyance on sale.
- A The 2015 conveyance is less than 15 years old, so it cannot satisfy the statutory minimum period for a root. (wrong rule)
- C Thirty years was the pre-1970 period; the Law of Property Act 1969 reduced the minimum to 15 years. (wrong rule)
- D On a sale of unregistered land the buyer is entitled to a chain of title starting with a good root at least 15 years old, not merely the seller's own deed. (wrong rule)
- E Statute fixes a 15-year minimum for the root; there is no requirement to trace title to a Crown grant. (wrong rule)
Source: Law of Property Act 1925, s 44(1), as amended by Law of Property Act 1969, s 23